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What is Mint? How does it work?
Mint is a free personal finance app that makes it easy to manage and save money. Developed by Intuit, Inc, the creators of TurboTax, this mobile app is a budgeting tool that allows users to manage and track their spending. You can also set budget and savings goals for specific categories.

The Mint Budget app connects to your financial accounts so that users can get a clear picture of their personal finances and total debt within the app. It is useful as it teaches you to save money more efficiently and also helps to improve your financial literacy.

You’ll need to download the app and sign up for an account in order to use Mint. you can then set up a monthly budget, categorize expenses, track your spending habits by category, and monitor your credit score.

With Mint, you can set up bill reminders and receive alerts when you spend more than your set budget, get charged a late fee, or have a bill coming due. The budgeting app also includes goal-setting tools to set financial goals and track your progress.

All of the features in this version of Mint are free to use, and they can help you manage your personal finances with ease.

Top Benefits
Free to use
Access to the standard Mint application is free and loaded with useful features. Students and others new to saving and budgeting, or those trying to reduce spending while improving their budgeting skills will find this free app a great fit.

The paid app version, Mint Premium, costs $4.99 per month. The app version includes additional features such as advanced spending charts and a subscription cancelation tool.Mint Premium is also ad-free. This paid upgrade is currently only available for iOS users.

It’s safe.
You should feel comfortable using Mint, and Intuit uses VeriSign for secure data transfer and multiple authentications to protect your account.

Free Credit Monitoring
With Mint, it’s easier than ever to monitor your credit. Users can view their credit score at any time and track changes. And your score won’t be negatively impacted by this feature because Mint performs a soft credit check.

Support for different financial accounts
Mint supports a variety of financial accounts, giving you a clear picture of your total debt without having to use other budgeting apps. Using this app, you will be able to view all your accounts in one place, including:

Checking accounts
Credit Cards
Mortgage accounts
Investment accounts
Personal Loans
Compare High Yield Savings Accounts
We recommend comparing High Yield Savings Account options to make sure you choose the best account for you. To make your search easier, here is a short list of outstanding accounts.

Easily monitor your expenses
Mint is one of the best budgeting apps if you have financial goals and want to monitor your spending regularly. It displays your account balance and recent transactions. It also keeps you informed about upcoming bills.

Set financial goals in the app
You can also use the Mint Budget app to set and track your financial goals, including paying off debt, saving more money, or improving your credit score. This feature helps you stay on top of the important financial plans you have for yourself.

View your net worth
If you want to know your net worth, the Mint Budget app provides an easy way to see what you’re worth.

What could be improved
Setup takes time
It takes time to enter all your information and set up your Mint account. There may also be a learning curve to get the hang of using the app. Considering that Mint will be shutting down on January 1, 2024, it doesn’t make sense for new users to go through this process.

Automatic Category Allocation
Sometimes Mint automatically assigns expenses to the wrong category. If an expense is categorized incorrectly, you can edit it, but this requires extra effort.

Account Connection Problems
Mint sometimes has problems connecting financial accounts. In particular, users have difficulty successfully adding accounts from small organizations.

Recommended financial products can feel intrusive
Mint works with financial companies to cover their costs. This means that you will get recommended financial products when using the app. These recommendations are based on your financial situation and can be useful. However, some app users may find this intrusive.